While pursuing dentistry can be a fulfilling career, it also comes with a significant financial investment. From tuition and fees to living expenses, the cost of dental school can feel overwhelming. As a member of the American Student Dental Association, you have access to educational opportunities and resources to help you successfully pay for dental school.

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New Borrowing Caps

Starting July 1, 2026, dental students have an annual borrowing cap of $50,000 for federal student loans. This means that more dental students will have to rely on other means to bridge their funding gaps. ASDA's webpages and resources help identify ways that you can responsibly close your funding gap through scholarships, grants, repayment programs, student loans and ASDA member savings.

Find Your Funding Gap

paying-for-dental-school-image-3The cost of dental school can vary depending on a student’s in- or out-of-state status, whether the institution is public or private or even geographic location. Schools calculate the cost of attendance (COA) to estimate a more comprehensive cost than what is included with tuition.

COAs take into consideration expected costs of tuition, books, required fees and supplies, housing and other living expenses. Your funding gap is the difference between what you’ve paid for dental school (including scholarships, grants and loans) and what you owe and will need to pay in future years.

Dental students can bridge this funding gap through:

  • Personal savings
  • Scholarships or grants
  • Government loans
  • Private student and personal loans
  • Discounts through an ASDA membership

And more.


Always consult with your school’s financial aid office before making long-term borrowing decisions.

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