Financial Benefits and Savings

Disability Insurance*

ADA Members Disability Insurance, issued by Great West Financial

ADA - Great West Disability Insurance

As an ADA student member, the ADA offers no-cost disability insurance to you during dental school and residency. You just need to request it. This coverage includes:

  • $2,000/month of disability insurance for up to seven years to help pay living expenses during a period of disability due to injury or illness
  • Up to $2,000/month (up to $150,000 total) to help repay student loans if you become disabled and are unable to perform the normal duties of a dental student

Request this no cost coverage by following the prompts at insurance.ada.org/RegisterNow.

After you complete your dental education, the coverage remains at no cost through December 31 of the year you graduate. You then have the option to convert your student member disability coverage to two ADA disability insurance plans for practicing ADA members by simply paying the premiums when you receive your invoice in December and maintain an active ADA membership. 

Visit insurance.ada.org, call 855.411.5197 or email for more information and to learn about coverage provisions, limitations, terms for keeping coverage in force and the option to convert to member coverage after graduation at competitive rates for ADA members.

*available only to predoctoral members

Life Insurance*

ADA Student Members Life Insurance, issued by Great-West Financial

ADA - Great West Disability Insurance

The ADA offers no-cost term life insurance to you during school and residency as a benefit of ADA student membership. This important coverage includes:

  • $50,000 of Term Life insurance*
  • $50,000 of Accidental Death insurance*

*This coverage automatically doubles to $100,000 on July 1 of the year you graduate.

But, you must take action. To request the no-cost life insurance for ADA student members visit insurance.ada.org/RegisterNow and follow the prompts. You can also apply for additional coverage, up to $500,000, at any time for yourself or your spouse and pay low rates for ADA members.

After you complete your dental education, the student coverage remains at no cost through December 31 of the year of graduation. You then have the option to keep your life insurance as a practicing dentist by paying your premium when you receive your invoice in December and maintain an active ADA membership.  

Visit insurance.ada.org, call 855.411.5197 or email for more information and to learn about coverage provisions, limitations, terms for keeping coverage in force and the option to convert to member coverage after graduation at exclusive ADA member premiums.

Dental School Loan

CommonBond Dental Loan

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We know dental students have big goals, and we want to help you achieve them. That’s why we created a new loan specifically for dental students – crafted with input from ASDA members – designed to save you money, plus the flexibility and protections you value.


Benefits of the CommonBond Dental Loan:
  • Savings: Rates that beat the Federal GradPLUS loan
  • Independence: No Cosigner Required – so you can take control of your financial future
  • Flexibility: Fully defer payments while in dental school and residency – so you can focus on your studies and career
  • Protections: We offer forbearance, which means you can press “pause” on your payments, if needed
Apply Now.

gecko_DentistASDA members could receive a special discount off GEICO’s low auto insurance rates. Find out how much you could save today! Browse or call 1-800-368-2734 for a free, no-obligation rate quote. Remember that each quote helps support ASDA’s programs and events.

Not available for international members.





Malpractice Insurance for Board Exams and Externships*

MedPro

As a dental student, you may need malpractice insurance before you even graduate dental school. Dental students taking their board exams or planning to do externships should make sure they have adequate coverage for these risks. To make it simple, MedPro offers dental students free, comprehensive malpractice insurance coverage for these two steps in your career.

 How does it work?

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  • Coverage is written on an Occurrence policy – which means you don’t have to purchase tail coverage when the policy cancels
  • Coverage is free for up to 60 days of board exams and/or externships
    • For example, if you plan to do multiple externships over the course of a year, coverage is free as long as the total days spent externing is 60 days or less
  • Applying for coverage is simple! Download MedPro’s one-page application found here and email the completed application to dentalstudents@medpro.com
 


As a New Dentist*

MedPro

As a new dentist, ASDA members will receive an exclusive discount on their malpractice insurance policy with MedPro Group, the nation’s leading dental malpractice insurance company. A MedPro malpractice insurance policy offers:

  • MedPro_670-(2019)Choice of Occurrence and Claims made coverage
  • Pure consent to settle — no claim will be settled without the dentist’s consent
  • National coverage so you can move anywhere in the U.S. without interrupting your coverage
  • Experience of a Berkshire Hathaway company that has specialized in malpractice insurance since 1899

For more information, please contact the MedPro dental student team via email, at 800-463-3776, x 119660, or visit the website.

*Product availability is based upon business and regulatory approval and may differ among companies.

Office Supplies

Office Depot

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Office Depot and OfficeMax are now ONE company! ASDA Members can save up to 80% off on more than 93,000 products. Great for your printing, cleaning and school supply needs. Shop online or in stores. Enjoy FREE next-day delivery on online orders over $50! Start shopping or print off a FREE Store Purchasing Card.